How Mally Financial Supports the Self-Employed with Better Benefits

The Challenge of Going Solo

The self-employed enjoy the perk of making their own hours; however, there is one key perk of being self-employed for many - benefits. While those who are employed have access to group plans, and may have more affordable options, this is not always the case. For the self-employed, this means they must cut through the noise and make their own way in finding suitable, budget-friendly coverage.

Mally Financial

A company ready to help the self-employed cut through the noise of typical offerings of insurers for the self-employed. To meet our clients' needs in today's marketplace

Mally Financial knows that every person operating independently is different, so they offer their specialized expertise in creating the insurance policy options that would be best for each independent professional We also operate on the belief that each client's policy needs differ depending on the person and profession

It is because of this belief, and the various nuances surrounding the self-employed that we take every measure to understand our clients' situations, including:

- income needs

- personal and professional needs

- financial considerations and concerns specific to operating as self-employed

For us it is not about the product, but rather the unique client situation, and developing the tools and options necessary to meet those situation's specific needs.

Flexibility as It Relates to Income

Self-employed individuals often experience fluctuations in regards to income or other financial concerns in life, which is normal for small business owners, independent consultants, and other non-traditional workers

Mally Financial realizes that the flexibility required in these circumstances is often difficult to obtain through a traditional means of insurance, which is why we partner with you to make the proper policy choices to best fit your current needs

The financial guidance Mally Financial provides allows you to:

- Re-evaluate your policy based on present and future needs

- Change policy type to meet individual needs (if applicable)

- Short-term plans until life settles down

With us by your side, and the tools provided specific to your situation, Mally Financial will help you have the flexibility you need regarding your income and needs.

Making Insurance Affordable for the Self-Employed

Insurance can be expensive for the self-employed. Individuals operating independently often do not enjoy the same benefits as an employee operating within a corporation.

While there are still budget friendly options available, there are ways to help make insurance less stressful and expensive, regardless if you are newly self-employed or have made the switch several years ago.

At Mally Financial, we help our clients navigate their options while uncovering the best ways to save money by looking over the entire picture to identify the options that may best suit their situation.

Some ways we help our clients identify cost-savings could include:

- Explaining different types of cost options

- Describing the different tiers of coverage available for each plan, while explaining how the costs of these options apply

- Explaining what preventative care is available on each plan, and how it differs

- Describing deductibles and the cost savings these may entitle to an individual

Mally Financial operates in good faith. We believe it is our duty to educate our clients, and to help them educate themselves in order to make educated decisions on their coverage needs and what may be considered affordable.

Getting to Know You So We Can Better Serve You

Insurance is complex. Understanding what insurance is, why it's important, how it works and more can be a task for anyone, especially those unfamiliar with the industry. Understanding the nuances of insurance is a challenge for many, which is why at Mally Financial we operate with the belief that we can explain the benefits of insurance in a manageable and understandable way.

A huge part of Mally Financial's philosophy is educating our clients. This commitment to our clients sets us apart in the industry. We believe that every client deserves to know exactly what they're purchasing, and that they do so at the best price possible.

Having a good understanding of insurance makes it easier for clients to understand their options. It empowers them and, in turn, results in better business decisions and better coverage. Additionally, we do everything possible to ensure every policy meets each clients' needs, and the situation in which the coverage is needed to be applied to.

Our Commitment to You

In many ways, the job of an agent ends at closing the policy. A large part of an insurance agent's role is customer-facing, and their services are often required to assist the insurance seeker throughout the life of the policy. However, Mally Financial operates under the belief that the self-employed are multi-taskers, and we want to provide our clients with something different. When working with an insurance agency, many individuals may feel like after the sale has been made, the service is over.

At Mally Financial we go above and beyond to ensure that our clients are being supported, even with coverage that meets their changing needs.

We know life can throw curve balls, and we want to be a trusted partner to those who operate independently To further emphasize this commitment, we operate with a few tenets in mind so we can better serve our clients for years to come:

- To provide comprehensive information on insurance, so our clients make the best choices based on their individual needs

- To be flexible when it comes to policies, understanding the changes in life that self-employed individuals often face as they grow, change, adapt and more

- To operate with high integrity to ensure our clients always receive fair treatment in regards to insurance

Over the years, through the relationships we've developed with our clients, we've seen how these values have served us well, and helped us grow to be the place many of our clients, specifically those self-employed, turn to for their insurance needs. Independence, Flexibility and More: What Mally Financial Helps You Achieve

Mally Financial values independence for its clients, particularly for those operating under the self-employment umbrella. We understand this lifestyle choice provides many positives.

The freedom and flexibility that comes from being self-employed comes at a price though - insurance and benefits is not available in the same way as those employed with an organization. Mally Financial is committed to making sure those who choose (or find themselves) being self-employed have access to affordable, reliable benefits. Through a client-focused approach while operating with high integrity, we make sure the self-employed have access to the resources they need to navigate the complexities of choosing suitable coverage that will benefit them now and in the future.