Four decades of trusted guidance and personalized care
Founded on the belief that healthcare and financial protection should be clear, compassionate, and crafted around each individual life story.

A legacy of excellence in health, medicare and life planning
Meet Chris Pallas, the heart and expertise behind Mally Financial Services. With a career spanning over four decades in the financial services industry, Chris's journey is one of steadfast dedication, constant adaptation, and an unwavering commitment to client service.
Career and deep expertise
Since 1985, Chris has been an influential advisor, serving independent contractors, families, and mid-sized businesses with bespoke medical benefits and life policies.
Client-first philosophy
Every client receives direct one-on-one attention. We listen carefully, demystify complex terms, and formulate tailored options that fit real-world budgets.
40+ Years of Dedication
Guiding clients across New York and nationwide since 1985 through evolving healthcare and regulatory landscapes.
Client-First Fiduciary Care
Independent, objective recommendations free from proprietary quotas. Your family's security always comes first.
Comprehensive Protection
From Medicare and family health coverage to executive life insurance and succession planning.
Real experiences from people we've protected
Discover why generations of families and businesses turn to Chris Pallas for their coverage decisions.
“Chris at Mally Financial Services expertly navigated my health and life plans, aligning my strategies with long-term goals. His tailored approach and insightful guidance brought steady progress and real peace of mind.”
Clarice M.
Individual Policyholder
“Mally Financial Services brilliantly tailored group health and life plans for our team, enhancing employee retention and well-being. Their innovative approach made a lasting difference.”
Brian K.
Small Business Owner
“Working with Chris has been a game-changer for our enterprise. His deep command of corporate health benefits allowed us to offer our employees a level of care that truly stands out.”
Joyce L.
HR Benefits Director
“Their expertise in medical plan customization significantly improved our benefits package, boosting satisfaction with comprehensive, budget-conscious care options.”
Sharon P.
Healthcare Professional
Committed to continuing education & industry standards
Chris is a lifelong student of healthcare policy and financial regulation, continuously updating credentials to stay ahead of market shifts. This standard ensures Mally Financial Services always delivers cutting-edge, compliant, and cost-effective solutions.
“Chris Pallas isn't just an advisor; he is a partner in your financial journey. At Mally Financial Services, your security is our single priority.”Connect with Chris today
